Often, the best way to get around when you’re traveling is to rent a car. It gives you a lot more flexibility to get out and explore. Here are some things to think about when you’re going to rent a car.
Remember Your License and a Credit Card
First things first—you’ll need to have your driver’s license with you. Leave it at home, and you can kiss your dreams of driving a convertible around the South of France goodbye.
Depending on where you’re traveling, you may also need an International Driving Permit (IDP). This doesn’t replace your driver’s license, but rather, supplements it by translating it into different languages. It’s handy to have one, as it can smooth over any issues with local law enforcement. IDPs cost $20, and AAA is authorized to issue them, so check out their website for more information on how to apply.
Another quirk of rental car agencies is they generally need a credit card in the name of the person driving to secure any deposits. They won’t accept debit cards or a credit card in someone else’s name. This tends to crop up as an issue when a group of friends is renting one car for all of them.
Check Your Insurance Options
To drive a rental car, you will need some kind of insurance. The most important is Collision Waiver Damage (CWD) coverage, which covers you for damage to the rental car. There are a few ways you can get it:
- If you have a comprehensive insurance plan on your own car, you might have CWD coverage. Check with your insurer.
- Some travel insurance plans provide CWD coverage.
- Many rewards credit cards offer CWD coverage as a perk. See if yours does and, if so, double-check the terms.
- Some insurance companies offer CWD coverage plans. Contact a broker to find out more.
With any of these options, make sure to check any terms and exclusions. Your credit card might offer coverage in the US but not in Europe, for example.
If you don’t have CWD coverage from another source, the rental company will sell it to you. Their plans, however, are usually costly and often have high excesses. If you can get it elsewhere, do so.
Book a Car
